Why pre-plan a funeral?

Funeral arrangements are a deeply personal choice. Pre-planning provides you with the time needed to make practical, detailed decisions that reflect your standards, lifestyle, taste and budget. We assure you and your family that the choices you make will be carried out as planned. We should consider the pre-planning of our funeral service as it not only lets our survivors know what our wishes are, but it can also avoid financial hardships.

Why do people pre-arrange their service?

  • You are able to make rational and logical decisions.
  • The assurance that your wishes are known and will be carried out as specified and obtain peace of mind. You have the opportunity to discuss options with our funeral professional and also with your family, church, friends, etc.
  • It will not be a financial burden on your family. You can select the services and merchandise according to your wishes, spiritual beliefs and budget.
  • Medicaid/SSI Spend Down. Prepaid funeral arrangements offer an applicant for financial assistance under Medicaid/SSI the opportunity to pay for the funeral of their choice before assets are used up for medical care and before their assets are reduced to Medicaid/SSI eligibility levels. Consumers in New York State benefit from the strictest, most comprehensive funeral preneed laws in the country. In January of 1997, New York State law mandates that all contracts for pre-funded funerals executed by applicants for or recipients of Medicaid/SSI be Irrevocable.


What is involved in pre-planning?

  • Recording personal information that is required for Vital Statistics. This consists of full name, address, spouse's name, occupation, birth date, birth place and your parent's names. For Veterans, to establish veteran eligibility, for burial in a National Cemetery, or a Funeral with Military Honors, you must provide the funeral home with a copy of your DD 214, or you can have us obtain your DD 214 Form which is the Certificate of Release or Discharge from Active Duty. For veteran's benefits you must have any status other than dishonorable discharge. It may take a minimum of 6 months before any paper work may be obtained.
  • Making service choices. Funeral or memorial service, burial, cremation, entombment, transfer to another city or country, music selections, to create a meaningful service.
  • Making specific selections. The selection of a casket or cremation container, an urn, a burial or urn vault and a monument or memorial marker.


Why pre-plan with Rossi & Ditoro Funeral Home?

  • Rossi & Ditoro Funeral Home is locally owned and operated and has been serving Schenectady as a private family concern for over 100 years. Our qualified and experienced staff, convenient location, handicap accessible facilities and off-street parking are important to many attending services.
  • Feel at home or be at home. The arrangements can be made in our well appointed facilities or in the comfort of your own home.



For more information, fill out this form to contact the funeral home.